/* Mainflotte – "Mainhattan / private banking" */
@font-face{font-family:"Outfit";src:url(/fonts/outfit-latin-wght-normal.woff2) format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:"Figtree";src:url(/fonts/figtree-latin-wght-normal.woff2) format("woff2");font-weight:300 900;font-style:normal;font-display:swap}

:root{
  --ivory:#fbf8f2;--ivory-2:#f4eee2;--paper:#fffdf9;
  --midnight:#0f2741;--midnight-2:#173556;
  --brass:#a8742c;--brass-text:#8a5d1f;--brass-light:#d9b679;
  --slate:#2f3b4c;--muted:#556273;--line:#e4d9c4;
  --ok:#2c6a4a;--warn:#9a3d12;
  --r:8px;
  --head:"Outfit",ui-sans-serif,system-ui,sans-serif;
  --body:"Figtree",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--ivory);color:var(--slate);font:400 1.0625rem/1.65 var(--body);overflow-x:hidden}
img,svg{display:block;max-width:100%;height:auto}
a{color:var(--midnight);text-decoration-color:var(--brass);text-underline-offset:3px}
a:hover{color:var(--brass-text)}
:focus-visible{outline:3px solid var(--brass);outline-offset:3px;border-radius:2px}
h1,h2,h3{font-family:var(--head);color:var(--midnight);line-height:1.15;margin:0 0 .6em;font-weight:500;overflow-wrap:anywhere;hyphens:auto}
h1{font-size:clamp(1.85rem,6.4vw,3.1rem);font-weight:400;letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,4.6vw,2.25rem);font-weight:400}
h3{font-size:1.15rem;font-weight:600}
p{margin:0 0 1em}
ul,ol{margin:0;padding:0}
.wrap{width:100%;max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px;top:8px;background:var(--midnight);color:var(--ivory);padding:10px 16px;border-radius:var(--r);z-index:10}
.skip:focus{left:12px}
.label{display:inline-block;font:600 .75rem/1.3 var(--head);letter-spacing:.2em;text-transform:uppercase;color:var(--brass-text);margin-bottom:14px}
.rule{border:0;border-top:1px solid var(--brass);width:56px;margin:0 0 22px}
.src{font-size:.85rem;color:var(--muted);margin:.6em 0 0}
.src a{color:var(--brass-text)}
.muted{color:var(--muted)}

/* Buttons – every button leads to the form */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 26px;border-radius:var(--r);background:var(--midnight);color:var(--ivory);font:600 .95rem/1.2 var(--head);letter-spacing:.08em;text-transform:uppercase;text-decoration:none;border:1px solid var(--midnight);cursor:pointer;transition:background .2s,color .2s}
.btn:hover{background:var(--midnight-2);color:#fff}
.btn-brass{background:var(--brass-light);border-color:var(--brass-light);color:var(--midnight)}
.btn-brass:hover{background:#e6c88f;color:var(--midnight)}
.btn-sm{min-height:40px;padding:8px 16px;font-size:.78rem}
.btn-block{width:100%}

/* Header */
.site-header{background:var(--ivory);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--midnight);font:500 1.2rem/1 var(--head);letter-spacing:.06em;min-width:0}
.brand img{flex:none}
.header-right{display:flex;align-items:center;gap:14px}
.lang{display:flex;gap:2px;font:600 .8rem/1 var(--head);letter-spacing:.12em}
.lang a,.lang span{padding:8px 7px;border-radius:4px}
.lang span{color:var(--midnight);border-bottom:2px solid var(--brass)}
.lang a{color:var(--muted);text-decoration:none}
.lang a:hover{color:var(--midnight)}
@media (max-width:420px){.brand span{font-size:1.05rem}.header-right{gap:8px}.btn-sm{padding:8px 11px;letter-spacing:.04em}}

/* Hero */
.hero{display:grid;grid-template-columns:minmax(0,1fr)}
.hero-panel{background:var(--midnight);color:#e9edf3;padding:48px 20px 52px;min-width:0}
.hero-panel h1{color:var(--ivory)}
.hero-panel .label{color:var(--brass-light)}
.hero-panel .rule{border-color:var(--brass-light)}
.hero-panel .lead{font-size:1.1rem;color:#dde3ec;max-width:36em}
.hero-cta{display:flex;flex-wrap:wrap;align-items:center;gap:14px 20px;margin:26px 0 30px}
.hero-cta small{color:#c5cfdc;font-size:.9rem}
.hero-facts{list-style:none;display:grid;grid-template-columns:minmax(0,1fr);gap:0;border-top:1px solid rgba(217,182,121,.45)}
.hero-facts li{padding:12px 0;border-bottom:1px solid rgba(217,182,121,.25);font-size:.95rem;color:#dde3ec;min-width:0}
.hero-facts b{display:block;font:500 .72rem/1.4 var(--head);letter-spacing:.18em;text-transform:uppercase;color:var(--brass-light)}
.hero-art{display:flex;align-items:flex-end;justify-content:center;padding:28px 20px 0;background:var(--ivory);min-width:0}
.hero-art img{width:100%;max-width:min(520px,100%);height:auto}
.updated{font-size:.85rem;color:#c5cfdc;margin:22px 0 0}
@media (min-width:900px){
  .hero{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr)}
  .hero-panel{padding:76px 56px 72px max(20px,calc((100vw - 1160px)/2 + 20px))}
  .hero-facts{grid-template-columns:repeat(3,minmax(0,1fr));gap:0 18px}
  .hero-art{padding:48px 40px;align-items:center}
}

/* Sections */
.section{padding:72px 0}
.section-alt{background:var(--ivory-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{max-width:760px;margin-bottom:36px}
.section-head .lead{font-size:1.1rem;color:var(--muted)}
.two{display:grid;grid-template-columns:minmax(0,1fr);gap:32px}
@media (min-width:860px){.two{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px}}
.two>*{min-width:0}

/* Konzessions-Check */
.check{background:var(--paper);border:1px solid var(--line);border-top:3px solid var(--brass);border-radius:var(--r);padding:8px 22px;box-shadow:0 18px 40px -28px rgba(15,39,65,.35)}
.check-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:6px 16px;padding:18px 0 14px;border-bottom:1px solid var(--line)}
.check-head h3{margin:0;font-weight:500;letter-spacing:.04em}
.check-head span{font:600 .72rem/1.3 var(--head);letter-spacing:.18em;text-transform:uppercase;color:var(--brass-text)}
.check-cols{display:grid;grid-template-columns:minmax(0,1fr)}
.check-col{padding:22px 0;border-bottom:1px solid var(--line);min-width:0}
.check-col:last-child{border-bottom:0}
.step-no{display:inline-flex;align-items:center;gap:10px;font:600 .72rem/1 var(--head);letter-spacing:.2em;text-transform:uppercase;color:var(--brass-text);margin-bottom:10px}
.step-no i{font-style:normal;display:inline-grid;place-items:center;width:28px;height:28px;border:1px solid var(--brass);border-radius:50%;letter-spacing:0;color:var(--midnight)}
.ticks{list-style:none}
.ticks li{position:relative;padding:7px 0 7px 28px;border-bottom:1px dashed #eadfca;font-size:.97rem}
.ticks li:last-child{border-bottom:0}
.ticks li::before{content:"";position:absolute;left:2px;top:13px;width:12px;height:7px;border-left:1.5px solid var(--brass);border-bottom:1.5px solid var(--brass);transform:rotate(-45deg)}
@media (min-width:960px){
  .check{padding:8px 30px}
  .check-cols{grid-template-columns:repeat(3,minmax(0,1fr));gap:0}
  .check-col{border-bottom:0;padding:26px 26px 26px 0}
  .check-col+.check-col{border-left:1px solid var(--line);padding-left:26px}
}

/* Pitfalls list */
.pitfalls{list-style:none;counter-reset:p;display:grid;grid-template-columns:minmax(0,1fr);gap:0}
.pitfalls li{counter-increment:p;padding:18px 0 18px 54px;position:relative;border-top:1px solid var(--line);min-width:0}
.pitfalls li::before{content:counter(p,decimal-leading-zero);position:absolute;left:0;top:18px;font:300 1.6rem/1 var(--head);color:var(--brass-text)}
.pitfalls h3{margin-bottom:.3em}
.pitfalls p{margin:0;font-size:.98rem}
@media (min-width:860px){.pitfalls{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:48px}}

/* Fristen im Blick */
.fristen{display:grid;grid-template-columns:minmax(0,1fr);gap:20px}
.frist{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;min-width:0;position:relative}
.frist::before{content:"";position:absolute;left:24px;right:24px;top:0;border-top:2px solid var(--brass)}
.frist .big{font:300 clamp(2.2rem,8vw,3rem)/1 var(--head);color:var(--midnight);margin:6px 0 4px}
.frist .unit{font:600 .72rem/1.3 var(--head);letter-spacing:.18em;text-transform:uppercase;color:var(--brass-text);margin-bottom:14px;display:block}
.frist p{font-size:.97rem}
@media (min-width:820px){.fristen{grid-template-columns:repeat(3,minmax(0,1fr))}}

/* Example calculation */
.calc{background:var(--midnight);color:#e3e8ef;border-radius:var(--r);padding:28px 24px;min-width:0}
.calc h3{color:var(--ivory)}
.calc .tag{display:inline-block;font:600 .7rem/1 var(--head);letter-spacing:.18em;text-transform:uppercase;color:var(--midnight);background:var(--brass-light);padding:6px 9px;border-radius:4px;margin-bottom:14px}
.calc table{width:100%;border-collapse:collapse;font-size:.97rem}
.calc td{padding:9px 0;border-bottom:1px solid rgba(217,182,121,.28);vertical-align:top}
.calc td:last-child{text-align:right;white-space:nowrap;padding-left:12px;font-family:var(--head)}
.calc tr.sum td{border-bottom:0;border-top:1px solid var(--brass-light);font-weight:600;color:var(--ivory);padding-top:12px}
.calc p{font-size:.92rem;color:#c5cfdc;margin:14px 0 0}

/* Modules */
.modules{display:grid;grid-template-columns:minmax(0,1fr);gap:0;border-top:1px solid var(--brass)}
.module{padding:26px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:44px minmax(0,1fr);gap:16px;min-width:0}
.module svg{width:40px;height:40px;color:var(--brass-text)}
.module h3{margin-bottom:.35em}
.module p{margin:0;font-size:.98rem}
@media (min-width:860px){.modules{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:48px}}

/* Mock dashboard */
.mock{margin:40px 0 0;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;min-width:0}
.mock-bar{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;align-items:center;padding:14px 18px;background:var(--midnight);color:var(--ivory);font:500 .9rem/1.3 var(--head);letter-spacing:.06em}
.mock-bar span{font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;color:var(--midnight);background:var(--brass-light);padding:5px 8px;border-radius:4px}
.mock-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:4px 14px;padding:13px 18px;border-bottom:1px solid var(--line);align-items:center;font-size:.94rem}
.mock-row:last-of-type{border-bottom:0}
.mock-row strong{font-family:var(--head);font-weight:600;color:var(--midnight)}
.mock-row .d{grid-column:1/2;color:var(--muted);font-size:.88rem}
.pill{grid-row:1/3;grid-column:2;font:600 .72rem/1 var(--head);letter-spacing:.08em;text-transform:uppercase;padding:7px 9px;border-radius:999px;border:1px solid currentColor;white-space:nowrap}
.pill-ok{color:var(--ok)}
.pill-warn{color:var(--warn);background:#fbefe7}
.mock figcaption{padding:10px 18px;font-size:.82rem;color:var(--muted);border-top:1px solid var(--line);background:var(--ivory-2)}

/* Steps */
.steps{list-style:none;counter-reset:s;display:grid;grid-template-columns:minmax(0,1fr);gap:20px}
.steps li{counter-increment:s;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;min-width:0}
.steps li::before{content:"Schritt " counter(s);display:block;font:600 .72rem/1 var(--head);letter-spacing:.2em;text-transform:uppercase;color:var(--brass-text);margin-bottom:12px}
html[lang="en"] .steps li::before{content:"Step " counter(s)}
.steps p{margin:0;font-size:.98rem}
@media (min-width:820px){.steps{grid-template-columns:repeat(3,minmax(0,1fr))}}

/* Proof + price band */
.band{background:var(--midnight);color:#dde3ec;padding:72px 0}
.band h2{color:var(--ivory)}
.band .label{color:var(--brass-light)}
.band .rule{border-color:var(--brass-light)}
.band-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:36px;align-items:start}
.band-grid>*{min-width:0}
.proof{list-style:none;margin-top:24px}
.proof li{padding:14px 0;border-top:1px solid rgba(217,182,121,.3)}
.proof b{display:block;font:400 1.6rem/1.15 var(--head);color:var(--brass-light);margin-bottom:2px}
.price-card{background:var(--ivory);color:var(--slate);border-radius:var(--r);padding:30px 26px;border-top:3px solid var(--brass)}
.price-card .label{color:var(--brass-text)}
.price{font:300 clamp(2.2rem,8vw,2.9rem)/1.05 var(--head);color:var(--midnight);margin:0 0 6px}
.price small{display:block;font:500 .95rem/1.4 var(--body);color:var(--muted);margin-top:6px}
.price-card ul{list-style:none;margin:18px 0 24px}
.price-card li{padding:9px 0 9px 26px;position:relative;border-top:1px solid var(--line);font-size:.97rem}
.price-card li::before{content:"";position:absolute;left:2px;top:15px;width:11px;height:6px;border-left:1.5px solid var(--brass);border-bottom:1.5px solid var(--brass);transform:rotate(-45deg)}
@media (min-width:880px){.band-grid{grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:64px}}

/* FAQ */
.faq{max-width:860px;border-top:1px solid var(--brass)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;position:relative;font:500 1.08rem/1.4 var(--head);color:var(--midnight)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:8px;top:26px;width:10px;height:10px;border-right:1.5px solid var(--brass-text);border-bottom:1.5px solid var(--brass-text);transform:rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(-135deg);top:30px}
.faq .answer{padding:0 0 20px}
.faq .answer p{margin:0}

/* Form */
.form-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:36px}
.form-grid>*{min-width:0}
.form-aside ol{list-style:none;counter-reset:f;margin-top:20px}
.form-aside li{counter-increment:f;padding:12px 0 12px 44px;position:relative;border-top:1px solid var(--line)}
.form-aside li::before{content:counter(f);position:absolute;left:0;top:10px;width:28px;height:28px;border:1px solid var(--brass);border-radius:50%;display:grid;place-items:center;font:600 .85rem/1 var(--head);color:var(--midnight)}
.form-card{background:var(--paper);border:1px solid var(--line);border-top:3px solid var(--midnight);border-radius:var(--r);padding:30px 22px}
.form-card>p{color:var(--muted)}
.fields{display:grid;grid-template-columns:minmax(0,1fr);gap:16px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field label{font:600 .88rem/1.3 var(--body);color:var(--midnight)}
.req{color:var(--warn)}
.field input{width:100%;min-height:48px;padding:11px 13px;border:1px solid #b9ad97;border-radius:var(--r);background:#fff;color:var(--slate);font:400 1rem/1.3 var(--body)}
.field input:focus{border-color:var(--midnight);outline:2px solid var(--brass);outline-offset:1px}
.zip-city{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2fr);gap:16px}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-card button{margin-top:22px;min-height:54px;font-size:1rem}
.form-status{min-height:1.2em;margin:12px 0 0;color:var(--warn);font-weight:600}
.form-note{font-size:.86rem;color:var(--muted);margin:10px 0 0}
@media (min-width:640px){
  .fields{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .field.full,.zip-city{grid-column:1/-1}
  .form-card{padding:38px 36px}
}
@media (min-width:960px){.form-grid{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:64px}}

/* Footer */
.site-footer{background:var(--ivory-2);border-top:1px solid var(--brass);padding:36px 0 44px}
.site-footer .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px}
.site-footer nav{display:flex;gap:22px}
.site-footer nav a{color:var(--midnight);font-weight:600;font-size:.95rem}
.disclaimer{flex-basis:100%;margin:0;font-size:.85rem;color:var(--muted)}

/* Thank-you */
.thanks{min-height:60vh;display:grid;place-items:center;padding:72px 0}
.thanks .box{max-width:620px;background:var(--paper);border:1px solid var(--line);border-top:3px solid var(--brass);border-radius:var(--r);padding:40px 28px}

@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important;scroll-behavior:auto!important}html{scroll-behavior:auto}}